On a map the Nordics look like one market. On the ground they are five countries with their own currencies, rules and timetables, and that is where multi-country programmes usually go wrong.
A Scandinavia DMC is your operating partner across the Nordic countries. We contract hotels, ships, coaches, guides and venues at net rates, time every crossing between the countries, and look after your group on the ground under your brand.
Strictly speaking, Scandinavia means Denmark, Norway and Sweden. When operators plan the region they usually mean the wider Nordics, which adds Finland and Iceland. That is how we run it: five countries on one agreement, with one coordinator and one invoice from the first transfer to the last.
All five countries are in Schengen, so there are no routine passport checks between them, even though customs allowances differ. As a Europe DMC we can also handle the UK and continental legs that often come before or after a Nordic week.
The Nordics at a Glance
Five countries, five sets of rules
CountryCurrencyIn the EUIn Schengen
Denmark
CurrencyDanish kroneDKK
In the EUYes
In SchengenYes
Norway
CurrencyNorwegian kroneNOK
In the EUNo
In SchengenYes
Sweden
CurrencySwedish kronaSEK
In the EUYes
In SchengenYes
Finland
CurrencyEuroEUR
In the EUYes
In SchengenYes
Iceland
CurrencyIcelandic krónaISK
In the EUNo
In SchengenYes
What you deal with
One contract
One invoice currency
One coordinator
The crossings
Water Between Every Capital
Copenhagen to Malmö is a bridge. Stockholm to Helsinki is a night aboard a ship. Oslo to Reykjavík is a three-hour flight. A Nordic circuit is a chain of fixed departures, and one missed connection affects everything after it. That is why we book the crossings first and plan the sightseeing around them.
Tap a city to explore
By rail
By ship
By air
Select a crossing or a city to trace it on the map. Journey times are approximate.
Proven in the field
Nordic Groups We Have Handled
Leisure group · Iceland
Ladies Group from India, 6 Days
A six-day Icelandic programme for a ladies' group travelling from India. The Blue Lagoon and the waterfalls were the highlights the group talked about most.
6days
~€1,900per person
Indiaorigin
More HCG groups on Nordic programmes
12+ yearsof Nordic programmes on the ground
Built by operators
Every Border Here Is a Timetable
In most of Europe, a late start just means a later coach. In the Nordics it can mean a missed ship.
Timing
The overnight ships from Stockholm to Helsinki sail once each evening, so missing one means losing a whole day. Finland's railway also runs on a wider track (1,524 mm, against 1,435 mm in Sweden, Norway and Denmark), so there is no direct train to Helsinki. The link is always a ship or a flight.
Money
A five-country week can involve four currencies plus the euro, and Sweden and Norway are almost cash-free, so we set up budgets and extras on cards before the group arrives. Drinks are what surprise agents most. Alcohol taxes are high, and in Norway, Sweden, Finland and Iceland stronger drinks are sold only in state-run shops, so we include welcome drinks and wine packages in the contract.
Where we operate
Five Nations and the Arctic North
Each country has its own currency, border rules and best season. You will find the full details on each country's page.
Norway
Oslo59.9°NNOKOutside the EU
The fjord coast from Bergen, the railway over the mountains from Oslo, and Tromsø inside the Arctic Circle. Most days in Norway are planned around ferry times.
One destination, four very different products. Choose the season that suits your client's trip and see what you can sell in it.
June to August · The light season
Summer
Long days, open mountain roads and calm fjords make this the season for multi-country circuits, fjord cruises and scenic rail. Above the Arctic Circle the sun does not set from late May to late July.
Midnight sun
Fjord cruises
Scenic rail
Archipelagos
Daylight
18–19 h in the capitals, 24 h in the Arctic
Typical temperature
12°C to 22°C
Demand
Peak season, book 6 to 9 months ahead
Best forFjordsCruisesScenic railMulti-country circuits
September to November · Colour and first aurora
Autumn
A quieter season with better value. In September Lapland turns red and gold (the Finns call it ruska), city programmes are priced at shoulder rates, and the first aurora nights return as the evenings get darker.
Ruska colours in Lapland
City breaks
First aurora nights
Shoulder rates
Daylight
13 h in September, 7–8 h by November
Typical temperature
1°C to 15°C
Demand
Shoulder season, better value
Best forCity breaksNatureEarly auroraIncentives
December to March · The Arctic season
Winter
Snow, cosy hotels and the Arctic at its most dramatic, with huskies, reindeer, snowmobiles, ice hotels and aurora hunting. In the far north the sun does not rise from late November to mid-January.
Northern lights
Husky safaris
Ice hotels
Christmas in Lapland
Daylight
6–7 h in the capitals, none in the far north
Typical temperature
−7°C to +3°C in the capitals; often −15°C or colder in Lapland
Demand
Peak at Christmas and New Year
Best forAuroraLaplandSnowmobilesIce hotels
April to May · The light returns
Spring
Daylight returns quickly (Stockholm gains about five minutes a day), and cities, parks and coastlines come back to life before the summer crowds arrive. Lapland keeps its snow into April.
City and culture tours
Soft adventure
Spring snow in Lapland
Conferences
Daylight
14–17 h and rising
Typical temperature
0°C to 16°C
Demand
Shoulder season, quieter
Best forCity toursNatureSoft adventureMICE
Sample routings
Routings That Hold Together
Three routings that work because their connections line up, with the transport shown for every leg. We adapt each one to your dates, group size and budget.
Train
Ship
Flight
Coach / van
7 nights4 countriesAll year
Four Capitals
Copenhagen2 nights
TrainOver the Øresund Bridge via Malmö · ~5 h
Stockholm2 nights
Overnight shipCabins held · ~17 h, one night on board
Helsinki2 nights
Fast ferry~2 h each way · optional
TallinnDay trip
Danish krone, Swedish krona and the euro on one trip, invoiced to you in one currency
The ship night doubles as a hotel night
5 nightsNorwayJune to August
Fjords & Mountain Rail
Oslo2 nights
TrainThe Bergen Line to Myrdal · ~4¾ h
MyrdalChange
TrainThe Flåm Railway down the valley · ~1 h
Flåm1 night
Fjord ferryThrough the Nærøyfjord · ~2 h
Gudvangen
Coach, then trainTo Voss by road, on to Bergen by rail · ~2½ h
Bergen2 nights
Timed for the months when the high mountain roads are open
5 nightsFinlandDecember to March
Arctic Nights
Helsinki1 night
FlightNorth into Lapland · ~1 h 20 m
Rovaniemi2 nights
CoachNorth through Lapland · ~2½ h
Levi2 nights
Flight homeFrom Kittilä, about 20 minutes from Levi
Husky, reindeer and snowmobile places reserved a season ahead
Several aurora nights planned, rather than one evening and a promise
Cabin allocations on the Baltic crossings, the fjord car ferries and the fast boats from Helsinki to Tallinn.
MICE & Incentives
Congress venues in Copenhagen and Stockholm, and Arctic incentives built around huskies, snowmobiles and aurora nights. See our European MICE capability.
Arctic & Aurora
Lapland, Tromsø and Abisko through the dark season, with flexible aurora nights, because nobody can book clear skies.
Rail Journeys
The Oslo–Bergen mountain line, the Flåm Railway and the Copenhagen–Stockholm route, with group seats reserved where reservations exist.
White-Label & Net Rates
Suppliers are contracted in five currencies and invoiced to you in one, under your brand from start to finish. See our full B2B ground services.
How we work
Building a Multi-Country Nordic File
1
Route before rooms
Send us your dates, group size and the countries you have in mind. We secure the ship, bridge and flight legs first and reply within one business day.
2
One currency to you
We price each country in its own currency and quote you in one, so the whole programme reads as a single budget.
3
Operate across borders
A coordinator travels with the group or hands over at each border, with licensed local guides wherever a country requires them.
4
Reconcile once
Five countries, one report after the trip and one final invoice.
Who plans the Nordics with us
Tour operators running Nordic series, travel agents building small groups and FIT, wholesalers contracting across five currencies, educational organisers, and MICE agencies with a congress or an Arctic incentive. A Nordic week can also continue into Germany or the UK on the same agreement.
New to the terms?Net rates are our prices to you, before your own margin. White-label means guides, vouchers and documents carry your brand, not ours. FIT is independent travel for individuals and small parties; MICE covers meetings, incentives, conferences and events.
What to send for a fast quote
Travel dates, or the month and length of stay
Number of travellers, including any tour manager
Countries and cities in mind, or simply "Scandinavia"
Hotel category and meal plan, with any dietary needs
A budget per person, if you have one
Even half of this list is enough. We reply within one business day and ask for anything that is missing.
Answers for the travel trade
Scandinavia: What Operators Ask Us
The questions we hear first on almost every Nordic enquiry.
What is a Scandinavia DMC?
A Scandinavia DMC is a trade-only partner that runs your programme on the ground across the Nordic countries. It contracts hotels, ships, coaches, guides and venues at net rates, times the crossings between countries and looks after the group on site. HCG does all of this under your brand, as one point of contact for all five countries.
Is Scandinavia the same as the Nordics?
Not strictly. Scandinavia means Denmark, Norway and Sweden; the Nordics add Finland and Iceland. Most operators use the terms loosely, and we cover all five on one contract, so the difference only matters when a client has one particular country in mind.
Are there passport checks between the Nordic countries?
All five are in the Schengen area, so there are no routine passport checks at their shared borders, although temporary checks can be reintroduced. Travellers still carry a passport or valid ID, and visa requirements depend on nationality. Norway and Iceland sit outside the EU, which affects customs allowances rather than passport control.
How many currencies will a Nordic tour involve?
Up to five: the Danish krone, the Swedish krona, the Norwegian krone, the Icelandic króna and the euro in Finland. We price each country in its own currency and quote you in one. On the ground most payments are by card, and in Sweden and Norway plenty of places no longer take cash at all.
Can a group travel between the countries by train?
Partly. Denmark, Sweden and Norway are linked by rail, and Copenhagen to Stockholm or Oslo to Stockholm work well for groups. Finland is different: its railways run on a wider track gauge, so the practical route across from Sweden is the overnight ship or a short flight. Iceland can only be reached by air.
When is the best time for a Scandinavia programme?
June to August for the fjords, the mountain railways, the archipelago and long daylight; December to March for the Arctic, snow activities and the aurora, whose season runs roughly September to March. Spring and autumn are quieter and cheaper, but some mountain roads and seasonal attractions are shut.
Why are drinks so expensive, and can you fix the cost?
Alcohol carries heavy duties across the region, and in Norway, Sweden, Finland and Iceland stronger drinks are sold at retail only through state shops. Restaurants and hotels are licensed as normal, but we fix welcome drinks and dinner wine packages at contract stage so the cost never appears as a surprise on the night.
How far ahead should we book?
For summer circuits and the Arctic peak around Christmas and New Year, 6 to 9 months is sensible, because ship cabins, mountain-railway seats and Lapland activity capacity are all finite. Shoulder-season programmes can usually be contracted 3 to 4 months ahead.
Can a traveller book with you directly?
No. HCG is a trade-only DMC and works through travel agents and tour operators, never with the public, so we never compete with the agencies we serve. If you are planning your own trip, ask your travel agent to contact us and we will look after you on the ground.
Five nations · one contract
Send Us Your Nordic Dates
Ask for a quote or net rates. Our Nordic desk replies within one business day, with the crossings already planned.